"You are very kind, sir," he answered. "I assure you I fully appreciate
the accommodation."

"Glad to help you," responded the millionaire, briskly. Then he paused
with marked abruptness. It occurred to him he had a difficult
proposition to make to this man. To avoid the cold, enquiring eyes now
fixed upon him he pulled out a cigar and deliberately cut the end. Von
Taer furnished him a match. He smoked a while in silence.

"This loan, sir," he finally began, "is freely made. There are no
strings tied to it. I don't want you to feel I'm demanding any sort of
return. But the truth is, you have it in your power to grant me a
favor."

Von Taer bowed.

"Mr. Merrick has generously placed me under an obligation it will afford
me pleasure to repay," said he. But his eyes held an uneasy look,
nevertheless.

"It's this way," explained the other: "I've three nieces--fine girls,
Von Taer--who will some day inherit my money. They are already
independent, financially, and they're educated, well-bred and amiable
young women. Take my word for it."

"I am sure your statements are justified, Mr. Merrick." Yet Hedrik Von
Taer's face, usually unexpressive, denoted blank mystification. What
connection could these girls have with the favor to be demanded?