a new Shylock was at their service, they flocked to him in times of
stress. His usual rate of interest being only 5 per cent, per mensem,
he cut into the business of other moneylenders, and in four or five
years had no serious competitor within a radius of four miles from
Kadampur itself. Once master of the situation he drew in his horns,
lending money only to people who could give ample security in land,
government papers, or jewellery. He also started a tejárati business
(loans of rice, for seed and maintenance during the "slack" months,
repaid in kind, with heavy interest, after the harvest). Although few
Khátaks (customers) were able to extricate their property from his
clutches or clear off their debit balances, Chandra Babu continued to
be in great request. He was heard to boast that every family in or near
Kadampur, except the Basus, were on his books. The rapid growth of his
dealings compelled him to engage a gomastha (manager) in the person
of Santi Priya Dás, who had been a village schoolmaster notorious for
cruelty. The duties of his new office were entirely to Santi Priya's
liking, and he performed them to Chandra Babu's unqualified approval.

On a certain morning in late August, Chandra Babu sat in his office to
receive applications for money or grain. One of his customers named
Karim Sheikh came in and squatted close to the door, after salaming
profoundly. On seeing him Chandra Babu at once remembered that
his bond had run out on 15th July, and that he owed nearly Rs. 100,
principal and interest. He therefore addressed the newcomer in accents
of wrath. "What do you want here, you son of a pig?"

"Babuji," pleaded Karim, "my stars are unlucky. You know how wretched
the rice harvest has been."

"Yes, we know all that," replied Santi, who sat near his master. "It's