rooms and run over his losses, he found he was a financial wreck, and
that he, as his sporting friends expressed it, "would have to smoke a
pipe" for several years to come, instead of indulging in Regalias. He
could not conceive how he had come to make such a fool of himself, and
he wondered if he would have enough confidence to spend a dollar on
luxuries again.

It was awful to contemplate the amount he had lost. He felt as if it
were sinful extravagance to even pay his car-fare up-town, and he
contemplated giving his landlord the rent with keen distress. It
almost hurt him to part with five cents to the conductor, and as he
looked at the hansoms dashing by with lucky winners inside he groaned
audibly.

"I've got to economize," he soliloquized. "No use talking; must
economize. I'll begin to-morrow morning and keep it up for a month.
Then I'll be on my feet again. Then I can stop economizing, and enjoy
myself. But no more races; never, never again."

He was delighted with this idea of economizing. He liked the idea of
self-punishment that it involved, and as he had never denied himself
anything in his life, the novelty of the idea charmed him. He rolled
over to sleep, feeling very much happier in his mind than he had been
before his determination was taken, and quite eager to begin on the
morrow. He arose very early, about ten o'clock, and recalled his idea
of economy for a month, as a saving clause to his having lost a
month's spending money.

He was in the habit of taking his coffee and rolls and a parsley
omelette, at Delmonico's every morning. He decided that he would start