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Social life at Rome in the Age of Cicero by W. Warde Fowler
page 50 of 356 (14%)
unemployed always with us. But there were two points in which the
condition of the free artisan and tradesman at Rome was far worse
than it is with us, and rendered him liable to an even more hopeless
submersion than that which is too often the fate of the modern
wage-earner.

First, let us consider that markets, then as now, were liable to
fluctuation,--probably more liable then than now, because the
supply both of food and of the raw material of manufacture was more
precarious owing to the greater difficulties of conveyance. Trade
would be bad at times, and many things might happen which would compel
the man with little or no capital to borrow money, which he could only
do on the security of his stock, or indeed, as the law of Rome still
recognised, of his person. Money-lenders were abundant, as we shall
find in the next chapter, interest was high, and to fall into
the hands of a money-lender was only another step on the way to
destruction. At the present day, if a tradesman fails in business, he
can appeal to a merciful bankruptcy law, which gives him every chance
to satisfy his creditors and to start afresh; or in the case of a
single debt, he can be put into a county court where every chance is
given him to pay it within a reasonable time. All this machinery, most
of which (to the disgrace of modern civilisation) is quite recent in
date was absent at Rome. The only magistrates administering the civil
law were the praetors, and though since the reforms of Sulla there
were usually eight of these in the city, we can well imagine how hard
it would be for the poor debtor in a huge city to get his affairs
attended to. Probably in most cases the creditor worked his will with
him, took possession of his property without the interference of the
law, and so submerged him, or even reduced him to slavery. If he chose
to be merciful he could go to the praetor, and get what was called a
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