just recognized in his visitor a millionaire that had dropped in to spend
a part of his fortune with him.

The boys were hungry, as may be supposed, and they fell to eating like a
couple of famished wanderers. Only a mouthful or two was swallowed when
Jim exclaimed,--

"Hello, Tom; where did you get that gold chain?"

"What are you talking about?" demanded Tom, looking up at his friend.

"I'll show you;" and, as Jim spoke, he reached over and unhooked a tiny
gold chain from the upper button of his friend's coat, around which it was
twined in a singular manner.

More than that, there was a locket attached to it.

"That's the strangest thing I ever heard tell of," said Tom, as he
examined the chain and locket. "I never knew it was there till you spoke."

"You must have got it from that girl in the water, when you helped her
out."

"That's so! Wait here till I come back!" and with this exclamation the lad
sprang up and darted outdoors.

He was gone but a short time, when he returned.

"I've been down to the ferry-house to see whether I could find the woman
and give her back her jewelry; but nobody there knows anything about her,