great Eminence in the City of _London_: A Person of indefatigable
Industry, strong Reason, and great Experience. His Notions of Trade are
noble and generous, and (as every rich Man has usually some sly Way of
Jesting, which would make no great Figure were he not a rich Man) he
calls the Sea the _British Common_. He is acquainted with Commerce in
all its Parts, and will tell you that it is a stupid and barbarous Way
to extend Dominion by Arms; for true Power is to be got by Arts and
Industry. He will often argue, that if this Part of our Trade were well
cultivated, we should gain from one Nation; and if another, from
another. I have heard him prove that Diligence makes more lasting
Acquisitions than Valour, and that Sloth has ruin'd more Nations than
the Sword. He abounds in several frugal Maxims, amongst which the
greatest Favourite is, 'A Penny saved is a Penny got.' A General Trader
of good Sense is pleasanter Company than a general Scholar; and Sir
ANDREW having a natural unaffected Eloquence, the Perspicuity of his
Discourse gives the same Pleasure that Wit would in another Man. He has
made his Fortunes himself; and says that _England_ may be richer than
other Kingdoms, by as plain Methods as he himself is richer than other
Men; tho' at the same Time I can say this of him, that there is not a
point in the Compass, but blows home a Ship in which he is an Owner.

Next to Sir ANDREW in the Club-room sits Captain SENTRY, [7] a Gentleman
of great Courage, good Understanding, but Invincible Modesty. He is one
of those that deserve very well, but are very awkward at putting their
Talents within the Observation of such as should take notice of them. He
was some Years a Captain, and behaved himself with great Gallantry in
several Engagements, and at several Sieges; but having a small Estate of
his own, and being next Heir to Sir ROGER, he has quitted a Way of Life
in which no Man can rise suitably to his Merit, who is not something of
a Courtier, as well as a Soldier. I have heard him often lament, that in