business as a swallow to the air. We entered the office of Randolph &
Randolph on the same day, and on its anniversary, a year later, my father
summoned us into his office for a sort of tally-up talk. Neither of us
quite knew what was coming, and we thrilled with pleasure when he said:

"Jim, you and Bob have fairly outdone my expectations. I have had my eye
on both of you and I want you to know that the kind of industry and
business intelligence you have shown here would have won you recognition
in any banking-house on 'the Street.' I want you both in the firm--Jim to
learn his way round so he can step into my shoes; you, Bob, to take one of
the firm's seats on the Stock Exchange."

Bob's face went red and then pale with happiness as he reached for my
father's hand.

"I'm very grateful to you sir, far more so than any words can say, but I
want to talk this proposition of yours over with Jim here first. He knows
me better than any one else in the world and I've some ideas I'd like to
thrash out with him."

"Speak up here, Bob," said my father.

"Well, sir, I should feel much better if I could go over there into the
swirl and smash it out for myself. You see if I could win out alone and
pay back the seat price, and then make a pile for myself, if you felt
later like giving me another chance to come into the firm, then I should
not be laying myself open to the charge of being a mere pensioner on your
friendship. You know what I mean, sir, and won't think I am filled with
any low-down pride, but if you will let me have the price of a Stock
Exchange seat on my note, and will give me the chance, when I get the hang