The beggar studied the young man's face. Then he said: "Mr. Allen, I
once had the honor to warn you against three things."

"I remember."

"Your face is innocent of wine and women. How about the gambling?"

"My friend," said Wilmot, "you read me like a book. The gambling is all
to the bad. I have just given you all the money I had in the world."

"A few dollars are of no use to me," said the beggar.

"Nor to me. Don't worry."

"I am not worrying. I'm thinking that you and I have something in
common. And for that reason I am tempted to ask if a few thousand would
be of any use to you?"

Wilmot smiled with engaging candor. "Fifteen thousand would."

"You shall have them," said the beggar shortly. He pointed to a glazed
door across which was printed in gilt letters:

BLIZZARD--MFR. HATS

"That," said the beggar, "is my name, and that is my place of business.
Come in."

Wilmot followed the beggar through the glass door, which at opening and
closing caused a bell to clang. The front of the establishment was