the fatal day arrived, and I waited in fear and trembling outside the
Board room, whilst the directors deliberated over the affair. To my
intense joy and relief they announced their decision which was to the
effect that they had taken into consideration all the facts of the
matter and they thought a fine would meet the exigencies of the case,
but I must not do it again. As far as I remember the amount was Rs.
150, but the point of the story has yet to be told. Whilst all this
was happening the man was lying dead at home having been accidentally
killed by a bale of cotton falling upon him when passing along some
cotton warehouses in one of the streets in Liverpool.

[Illustration: Old view of Bank of Bengal _Johnston & Hoffmann_]

[Illustration: _Photo. by Bourne & Shepherd_ Present view of Bank of
Bengal]




PART II.



Topographical.

Of all the vast and dramatic changes that have taken place in Calcutta
since I first saw it, I think the most striking and outstanding are to
be seen in Clive Street and its environs. Looking back and contrasting
the past with the present, it all seems so startling and wonderful as
to suggest the idea that some genii or magician had descended upon the