"The second way," Dick went on, "is to pay with a check. But
you must have cash at the bank behind the check, or you get into
trouble. Now the third way is to buy goods on credit."

"That's just as bad," protested Dan. "Where, in the whole town,
could a bunch of youngsters like us, get thirty-six dollars' worth
of real credit?"

"I can," declared Dick, coolly.

"You? Where? With your father?"

"No; Dad rarely takes in much in the way of pennies. I don't
suppose he has two dollars' worth of pennies on hand at any time.
But, fellows, you know that 'The Morning Blade' is a one cent
paper. Now, the publisher of 'The Blade' must bank a keg of pennies
every day in the week. I can see Mr. Pollock, the editor, this
afternoon, right after luncheon. He has probably sent most of
the pennies to bank today, but I'll ask him if he'll have to-morrow's
pennies saved for us."

"Say, if he'll only do that!" glowed Dan, his eyes flashing.

"He will," declared Dave Darrin. "Mr. Pollock will do anything,
within reason, that Dick asks."

"Now, fellows, if I can put this thing through, we can meet in
my room to-morrow afternoon at one o'clock. Pennies come in rolls
of fifty each, you know. We'll have to break up the rolls, and
make new ones, each containing fifteen pennies."