IV. Profiting by Experience

V. Energy, Success and Laughter

VI. Building Up a Personality

VII. Honesty, the Character Builder

VIII. Cleanliness of Body and Mind

IX. Consideration for Others

X. Keeping Ourselves Democratic

XI. Self-Education by Good Reading

XII. Physical and Mental Preparedness

XIII. Self-indulgence and Failure

XIV. Living Beyond Our Means

XV. Initiative and Self-Reliance

XVI. Failure to Seize Opportunities

XVII. Assuming Responsibilities

XVIII. Wedlock in Time