into being.

Mrs. Maldon knew of the existence of the idea, which had been
obscurely referred to by a licensed victualler (inimically prejudiced
against the teetotaller in Mr. Batchgrew) at a Council meeting
reported in the _Signal_. And it was precisely this knowledge
which had imparted to her glance the peculiar disturbed quality that
had caused Mr. Batchgrew to waver and dodge.

The occasion demanded the exercise of unflinching common sense, and
Mrs. Maldon was equal to it. She very wisely decided that she ought
not to concern herself, and could not concern herself, with an aspect
of the matter which concerned her trustee alone. And therefore she
gave her heart entirely up to an intense gladness at the integral
recovery of the mortgage money.

For despite her faith in the efficiency of her trustee, Mrs. Maldon
would worry about finance; she would yield to an exquisitely painful
dread lest "anything should happen"--happen, that is, to prevent her
from dying in the comfortable and dignified state in which she had
lived. Her income was not large--a little under three hundred pounds
a year--but with care it sufficed for her own wants, and for gifts,
subscriptions, and an occasional carriage. There would have been a
small margin but for the constant rise in prices. As it was, there was
no permanent margin. And to have cut off a single annual subscription,
or lessened a single customary gift, would have mortally wounded her
pride. The gradual declension of property values in Brougham Street
had been a danger that each year grew more menacing. The moment had
long ago come when the whole rents of the mortgaged cottages would not
cover her interest. The promise of the Corporation Improvement Scheme