Mr. GREEN D. BROWN,

_TO_ JOHN PECK, _Dr_.

_To Rent of Room to date_ $9 00

_Rec'd Pay't_,

I came to the emphatic conclusion that I was 'hard up.'

I kept bachelor's hall in Franklin Street, in apartments not altogether
sumptuous, yet sufficiently so for my purposes,--to wit, to sit in and
to sleep in; and inasmuch as I took my meals amid the gilded splendors
of the big saloon on the corner of Broadway, I was not disposed to
reproach myself with squalor. Yet the articles of furniture in my room
were so far removed, separately or in the aggregate, from anything like
the superfluous, that when I calmly deliberated what to part with, there
was nothing which struck me as a luxury or a comfort as distinct from a
necessary of life. I took a second mental inventory: two common chairs,
a table, a mirror, a rocking-chair, a bed, a lounge, and a single
picture on the wall.

I declare, thought I, here's nothing to spare.

But things were getting to a crisis. I must 'make a raise,' somehow.
Borrow? Ah, certainly--where was the benevolent moneyed individual? My
credit had gone with my cash; both were sunk in the washing-machines.

I lighted my pipe, and surveyed my household goods once more.