Dr. Jeremiah Horne, was cashier; and in the book and drug store he
placed one of his clerks from the East, Mr. B.F. Paul, who is now one of
the wealthiest men of the Minnesota Valley. He also established two
other stores in the same section of country.

Various elements of good generalship came into play during Mr. Lothrop's
occupancy of this new field, not only in directing his extensive
business combinations in prosperous times, but in guiding all his
interests through the financial panic of 1857 and 1858. By the failure
of other houses and the change of capital from St. Peter to St. Paul,
Mr. Lothrop was a heavy loser, but by incessant labor and foresight he
squarely met each complication, promptly paid each liability in full.
But now he broke in health. The strain upon him had been intense, and
when all was well the tension relaxed, and making his accustomed visit
East to attend to his business interests in New England, without
allowing himself the required rest, the change of climate, together with
heavy colds taken on the journey, resulted in congestion of the lungs,
and prostration. Dr. Bowditch, after examination, said that the young
merchant had been doing the work of twenty years in ten. Under his
treatment Mr. Lothrop so far recovered that he was able to take a trip
to Florida, where the needed rest restored his health.

For the next five years our future publisher directed the lucrative
business enterprises which he had inaugurated, from the quiet book store
in Dover, N. H., while he carefully matured his plans for his life's
campaign--the publication, in many lines, of wholesome books for the
people. Soon after the close of the Civil war the time arrived for the
accomplishment of his designs, and he began by closing up advantageously
his various enterprises in order to concentrate his forces. His was no
ordinary equipment. Together with well-laid plans and inspirations, for