And again, 'the eye of the master will do more work than both his
hands;' and again, 'Want of care does us more damage than want of
knowledge;' and again, 'Not to oversee workmen is to leave them your
purse open.' Trusting too much to others' care is the ruin of many; for,
'In the affairs of this world, men are saved, not by faith, but by the
want of it; but a man's own care is profitable, for, 'If you would have
a faithful servant, and one that you like, serve yourself. A little
neglect may breed great mischief; for want of a nail the shoe was lost;
for want of a shoe the horse was lost; and for want of a horse the rider
was lost,' being overtaken and slain by the enemy; all for want of a
little care about a horseshoe nail.

"III. So much for industry, my friends, and attention to one's own
business; but to these we must add frugality, if we would make our
industry more certainly successful. A man may, if he knows not how to
save as he gets, 'keep his nose all his life to the grindstone, and die
not worth a groat at last. A fat kitchen makes a lean will;' and

"'Many estates are spent in the getting,
Since women for tea forsook spinning and knitting,
And men for punch forsook hewing and splitting.'

'If you would be wealthy, think of saving, as well as of getting. The
Indies have not made Spain rich, because her outgoes are greater than
her incomes.'

"Away then with your expensive follies, and you will not then have so
much cause to complain of hard times, heavy taxes, and chargeable
families; for