Example of Raised Checks--Payable "To Bearer" Is Always a
Menace--Paying Teller and An Endorsement System Must Be Observed in
Writing Checks--How a Check Must Be Written to Be Absolutely Safe--A
Signature that Cannot Be Tampered with Without Detection--Paying
Tellers Always Vigilant


CHAPTER VI

METHODS OF FORGERS, CHECK AND DRAFT RAISERS

Professional Forgers and Their Methods--Using Engravers and
Lithographers--Their Knowledge of Chemicals--Patching Perforated
Paper--Difficult Matter to Detect Alterations and Forgeries--Selecting
Men for the Work--The Middle Man, Presenter, and Shadow--Methods for
Detecting Forgery--Detailed Explanation of How Forgers
Work--Altering and Raising Checks and Drafts--A Favorite Trick of
Forgers--Opening a Bank Account for a Blind--Private Marks on
Checks no Safeguard--How a Genuine Signature Is Secured--Bankers Can
Protect Themselves--A Forger the Most Dangerous Criminal--Bankers
Should Scrutinize Signatures--Sending Photograph with Letter of
Advice--How to Secure Protection Against Forgers--Manner in Which
Many Banks Have Been Swindled--Points About Raising Checks and
Drafts That Should Be Carefully Noted


CHAPTER VII

THE HANDWRITING EXPERT