and employing it for beneficial purposes. The thriftless man has no
share in the progress of the world. He spends all that he gets, and can
give no help to anybody. No matter how much money he makes, his position
is not in any respect raised. He husbands none of his resources. He is
always calling for help. He is, in fact, the born thrall and slave of
the thrifty.




CHAPTER II.

HABITS OF THRIFT.


"Die Hauptsache ist dass man lerne sich selbst zu beherrschen." [The
great matter is to learn to rule oneself.]--_Goethe_.

"Most men work for the present, a few for the future. The wise work for
both--for the future in the present, and for the present in the
future."--_Guesses at Truth_.

"The secret of all success is to know how to deny yourself.... If you
once learn to get the whip-hand of yourself, that is the best educator.
Prove to me that you can control yourself, and I'll say you're an
educated man; and without this, all other education is good for next to
nothing."--_Mrs. Oliphant_.

"All the world cries, 'Where is the man who will save us? We want a man!
Don't look so far for this man. You have him at hand. This man--it is