monstrous thing it is that in the richest country in the world, large
masses of the population should be condemned annually, by a natural
operation of nature, to starvation and death. It is all very well to
say, how can it be helped? Why, it was not so in our grandfathers' time.
Behind us they were in many ways, but they were not met every winter
with the spectacle of starving thousands. The fact is, we have accepted
the marvellous prosperity which has in the last twenty years been
granted us, without reflecting on the conditions attached to it, and
without nerving ourselves to the exertion and the sacrifices which their
fulfilment demands."

And yet Mr. Denison clearly saw that if the people were sufficiently
educated, and taught to practise the virtue of Thrift, much of this
misery might be prevented. "The people," he elsewhere says, "_create_
their destitution and their disease. Probably there are hardly any of
the most needy who, if they had been only moderately frugal and
provident, could not have placed themselves in a position to tide over
the occasional months of want of work, or of sickness, which there
always must be.... I do not underrate the difficulty of laying by out of
weekly earnings, but I say it _can_ be done. A dock-labourer, while a
young, strong, unmarried man, could lay by half his weekly wages, and
such men are almost sure of constant employment."

After showing how married men might also save, Mr. Denison goes on to
say, "Saving is within the reach of nearly every man, even if quite at
the bottom of the tree; but if it were of anything like _common_
occurrence, the destitution and disease of this city would be kept
within quite manageable limits. And this will take place. I may not live
to see it, but it will be within two generations. For, unfortunately,
this amount of change may be effected without the least improvement in