CHAPTER IV.

MEANS OF SAVING.


"Self-reliance and self-denial will teach a man to drink out of his own
cistern, and eat his own sweet bread, and to learn and labour truly to
get his own living, and carefully to save and expend the good things
committed to his trust."--_Lord Bacon._

"Love, therefore, labour: if thou should'st not want it for food, thou
may'st for physic. It is wholesome for the body, and good for the mind;
it prevents the fruit of idleness."--_William Penn._

"The parent who does not teach his child a trade, teaches him to be a
thief."--_Brahminical Scriptures._


Those who say that "It can't be done," are probably not aware that many
of the working classes are in the receipt of incomes considerably larger
than those of professional men.

That this is the case, is not, by any means, a secret. It is published
in blue-books, it is given in evidence before parliamentary committees,
it is reported in newspapers. Any coal-owner, or iron-master, or
cotton-spinner, will tell you of the high wages that he pays to his
workpeople.