CHAPTER V.

EXAMPLES OF THRIFT.

Spirit of order--Examples of economy--David Hume--Rev. Robert
Walker--Self-application--Distinguished miners--Geo. Stephenson--James
Watt--Working for independence--Working for higher things--Work and
culture--Richardson and Gregory--Results of application--Distinguished
artists--Canova and Lough--John Lough--Lough's success--Words of Lord
Derby--James Nasmyth--Bridgewater foundry--Advice to young men. Pages
65--88


CHAPTER VI.

METHODS OF ECONOMY.

Keeping regular account--Generosity and forethought--Prudent economy--A
dignity in saving--Self-improvement--Causes of failure--The price of
success--Power of combining--Principle of association--Savings of
capital--Loss by strikes--Money thrown away--Industrial
societies--Co-operative companies--Equitable pioneers--Darwen
co-operatives--Spread of co-operation--Thrift conservative--Uses of
investments in building societies. Pages 89--109


CHAPTER VII.

ECONOMY IN LIFE ASSURANCE.