workmen--Rights and habits--Influence of the wife--A penny a day--The
power of a penny--Joseph Baxendale--Pickford and Co.--Roads and
Railways--Business maxims. Pages 159--178


CHAPTER X.

MASTERS AND MEN.

Want of sympathy--Masters and servants--Christian
sympathy--Competition--What capital represents--Workmen and
employers--The Ashworths--New Eagley Mills--Improved workpeople--Public
spirit of manufacturers--Mr. Lister of Bradford--Mr. Foster's
speech--Great men wise savers--Sir Titus Salt--Saltaire--Its
institutions--Music and sobriety--Mr. Akroyd, Halifax--Yorkshire penny
bank--Origin of the bank--How to help the poor--Saving helps
sobriety--Drunkenness put down--"Childish work"--Penny banks. Pages
179--204


CHAPTER XI.

THE CROSSLEYS--MASTERS AND MEN (CONTINUED).

John Crossley--Martha Crossley--A courtship begun--A courtship
concluded--John Crossley begins business--Dean Clough Mill--The Crossley
family--Sir Francis Crossley--Martha Crossley's vow--Halifax People's
Park--Martha's vow fulfilled--Co-operation of colliers--Partnership of
industry--Other co-operative schemes--Jeremiah Head--Newport rolling
mills--Bonuses to workmen--Mr. Carlyle's letter--A contrast--A hundred