Some of our contemporaries have been dreadfully scandalised at the
indelicate scenes which take place on the sands at Ramsgate, where, it
seems, a sort of joint-stock social bathing company has been formed by the
duckers and divers of both sexes. Situations for obtaining favourable
views are anxiously sought after by elderly gentlemen, by whom opera
glasses and pocket telescopes are much patronised. Greatly as we admire
the investigation of nature in her unadorned simplicity, Ramsgate would be
the last place we should select, if we were

[Illustration: GOING DOWN TO A WATERING PLACE.]

* * * * *


PROSPECTUS

OF A NEW GRAND NATIONAL AND UNIVERSAL STEAM INSURANCE, RAILROAD ACCIDENT,
AND PARTIAL MUTILATION PROVIDENT SOCIETY.

CAPITAL, FIVE HUNDRED MILLIONS,

IN ONE HUNDRED MILLION £5 SHARES--HALF DEPOSIT,


THE DIRECTORS

To be duly balloted for from amongst the Consulting Surgeons of the
various Metropolitan hospitals.