"Panic! Panic! Panic!!" bawls a large boy, who beats his small rivals
ruthlessly aside and makes his way to Lockwin.

The man is still trembling. He is trying to put away his worthless
bank-book and cannot gain the entrance of the pocket.

"'Ere's your panic! Buy of me, mister. Say, mister, won't you buy of
me? Ah! git out, you great big coward!"

It is the sympathetic Corkey, smartly cuffing the invader.

"Strike somebody of your size, you great big coward! Ah! git out, you
great big coward!"




CHAPTER IV

"A SOUND OF REVELRY BY NIGHT"

"Poverty," says Ben Franklin, "often deprives a man of all spirit and
virtue. It is hard for an empty bag to stand upright."

David Lockwin has but one familiar acquaintance in the world and that
is Corkey. Corkey will now start in search of the body of David
Lockwin!

David Lockwin has but a few hundred dollars in cash. His fortune is in
a ruined bank. He hopes to get something out of it. His experience