"It isn't a habit of his," replied the other.

"Give it to him for me, will you?"

"Certainly. Any message?"

"No."

The newcomer grinned. "I see," he said. "He'll be bored when he gets
this back. He isn't a bad old bird, but he don't savvy some things. So
you turned him down, did you?"

"Yes."

"Did he offer you a job and a chance to make your way in the world in
one of his banks, beginning at ten-per?"

"No."

"He will to-morrow."

"I doubt it."

The other gave a thought to the bill. "Perhaps you're right. He likes
'em meek and obedient. He'd make a woolly lamb out of you. Most fellows
would jump at the chance."

"I won't."

"My name's Herbert Cressey." He handed the agent a card. "Philadelphia