"Yes."

"But we like to give it, and so will you, when you see how nice it is,
and Dick and Aunty Stevens and the best cookies that she can make.
What's the good of keeping money? We can always buy more down at your
bank," she concluded easily.

"You may not always think so, young lady, nor take such wide views of
things. When you grow up, you may wish you had more money," said the
banker, laughing.

"Does keeping money make folks happy?" inquired Beth, suddenly popping
up.

The lines in grandfather's face deepened, and there came over it a look
of care.

"Not always, child, I must confess," he said at length.

"Besides, my father says not to lay up treasure for roth and must to
corrupt!" put in Nan, coming to the surface. At this, they all shouted,
much to Nan's discomfiture.

For awhile the banker looked out on the showery landscape, then he
turned to the children's mother.

"Perhaps you are right, Mrs. Rayburn," he said gently. "The world is all
too selfish;" and he sighed as he said it.

"It is indeed," came the emphatic answer. "There is no crime, there is