but by so doing waste all their vitality and energy. For example,
I know a man that used to walk to work. It took him an hour to go
and an hour to return. He could have taken a car and gone in
twenty minutes. He saved ten cents a day but wasted an hour and a
half. It was not a very profitable investment unless the time
spent in physical exercise yielded him large returns in the way
of health.

The same amount of time spent in concentrated effort to overcome
his unfavorable business environment might have firmly planted
his feet in the path of prosperity.

One of the big mistakes made by many persons of the present
generation is that they associate with those who fail to call out
or develop the best that is in them. When the social side of life
is developed too exclusively, as it often is, and recreation or
entertainment becomes the leading motive of a person's life, he
acquires habits of extravagance instead of economy; habits of
wasting his resources, physical, mental, moral and spiritual,
instead of conserving them. He is, in consequence, lacking in
proper motivation, his God-given powers and forces are
undeveloped and he inevitably brings poor judgment to bear upon
all the higher relationships of life, while, as to his financial
fortunes, he is ever the leaner; often a parasite, and always, if
opportunity affords, as heavy a consumer as he is a poor
producer.

It seems a part of the tragedy of life that these persons have to
be taught such painful lessons before they can understand the
forces and laws that regulate life. Few profit by the mistakes of