the judgment-seat, the wailings of hell, all answer, No.

Then let every one, whether indigent or affluent, frequently lay by in
store sums for charity as God shall prosper him, though they are but
small; and let him do it with the same whole-heartedness, earnestness,
and perseverance, as he would to increase his own wealth; and rarely
will he be unable to relieve the cries of misery. He will have no
occasion to offer the excuse, "I have no change." He will have dollars
in store. The history of benevolence proves this. I have know a
sabbath-school class, by each member's giving 10, 15, or 25 cents a
month, contribute an amount during the year, which previously they would
have thought impossible to raise. This is only one instance among a
thousand. Let the principle be acted upon; a trial is easy. Scriptures
and reason cannot both be wrong.

But how shall these frequent contributions be made by those whose
capital yields returns only at long intervals? According to the
proverb, "Where there's a will, there's a way"--it can be either
actually or virtually done.

1st. By saving expenses. Water, running into a vessel no faster at a
given orifice than it flows out at another, will retain a constant
level; and if with the same influx we would have it issue at a higher
orifice, we have only to stop or lessen the lower one. Thus, if we
would have our possessions rise to the _giving point_, we have only to
stop the leakage--check expenses. This hint may be of service to the
poor, and not inappropriate to the rich. Many expend their ready money
as rapidly as they receive it; making their calculations to do so; and
thus, during the interval between one return of capital and another,
plead their inability to meet the frequent calls of benevolence. But is