"Not I, sir. But I do know Fred Naylor; he never did a honest day's
work. He is nothing but a betting book in breeches. He bets on
everything, from his wife to the weather. I often heard your father say
that betting is the argument of a fool--and Jonathan Greenwood is of the
same opinion."

"Have you any particular dislike to the Naylors?"

"I dislike to see Mr. Henry evening himself with such a bad lot; every
one of them is as worthless as a canceled postage stamp."

"They are rich, I hear."

"To be sure they are. I think no better of them for that. All they hev
has come over the devil's back. I hev taken the measure of them three
lads, and I know them to be three poor creatures. Mr. Henry Hatton
ought not to be counted with such a crowd."

"You are right, Jonathan. In this case, I am obliged to you for your
interference. I think this is all we need to discuss at this time."

"Nay, but it isn't. I'm sorry to say, there is that little lass o'
Lugur's. You must interfere there, and you can't do it too soon."

"Lugur? Who is Lugur? I never heard of the man. He is not in the Hatton
factory, that I know."

"He isn't in anybody's factory. He is head teacher in the Methodist
school here."