stuff. We can't afford to lose it."

"We don't need a boat. Jane and I will get it out. What do you say,
Jane?" answered Harriet.

"I don't know what you have in mind, darlin', but I'm with you,
whatever it is."

"You and I will go in after the things."

"You don't mean it!" exclaimed Jane. "And in this cold water.
Br-rr-r!"

"No; you must not do that," objected the guardian. "At least not now."

"What is it you folks are planning?" questioned Hazel, who, with Tommy
and Buster, had joined the party at the end of the pier. Jane
explained what Harriet had proposed. Margery's teeth began to chatter
again.

"My--my weak heart won't stand any more," she groaned. "Don't ask me
to go into that horrid, cold water again. _Please_ don't!"

"You won't feel the cold once you are in," urged Harriet.

"No. I didn't feel it the other time, did I?"

"What? Go in thwimming," demanded Tommy. "I wouldn't go in that water
again for a dollar and fifty thentth; no, not for a dollar and
theventy-five thentth." Tommy began backing away, as though fearing