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Heart of the West by O. Henry
page 228 of 293 (77%)
affair, it did not show in his countenance.

"Of course, you don't know Tom Merwin," said Longley, almost genially.
"Yes, I know about that loan. It hasn't any security except Tom
Merwin's word. Somehow, I've always found that when a man's word is
good it's the best security there is. Oh, yes, I know the Government
doesn't think so. I guess I'll see Tom about that note."

Mr. Todd's dyspepsia seemed to grow suddenly worse. He looked at the
chaparral banker through his double-magnifying glasses in amazement.

"You see," said Longley, easily explaining the thing away, "Tom heard
of 2000 head of two-year-olds down near Rocky Ford on the Rio Grande
that could be had for $8 a head. I reckon 'twas one of old Leandro
Garcia's outfits that he had smuggled over, and he wanted to make a
quick turn on 'em. Those cattle are worth $15 on the hoof in Kansas
City. Tom knew it and I knew it. He had $6,000, and I let him have
the $10,000 to make the deal with. His brother Ed took 'em on to
market three weeks ago. He ought to be back 'most any day now with the
money. When he comes Tom'll pay that note."

The bank examiner was shocked. It was, perhaps, his duty to step out
to the telegraph office and wire the situation to the Comptroller. But
he did not. He talked pointedly and effectively to Longley for three
minutes. He succeeded in making the banker understand that he stood
upon the border of a catastrophe. And then he offered a tiny loophole
of escape.

"I am going to Hilldale's to-night," he told Longley, "to examine a
bank there. I will pass through Chaparosa on my way back. At twelve
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