There are many "good starters," but few "strong finishers." That is
why the failures so outnumber the successes.

[Sidenote: _Steps in Self-Development_]

The man who travels fastest does more than he is told to do. To merely
comply with a fixed routine is to fall short of one's duty. The
progressive man adds to the work of today his preparation for the work
of tomorrow. He delights in attempting more and more difficult tasks,
because in every task he sets himself he sees a step forward in the
development of his own abilities. He loves his work more than he loves
his pay, and he delves deeper than the exigencies of the moment
require, because he craves the power to do more.

Most men start with enthusiasm. No hours are too long, no task too
difficult. But soon they tire. And lacking will-power to persist, they
succumb to the lure of distracting interests. They become disheartened
and indifferent. And so they fail.

[Sidenote: _Saving a Thousand a Year_]

A young man married. He was proprietor of a flourishing "general"
store in Princeton, Indiana. He and his bride forthwith resolved that
they could and would lay aside out of their income a thousand dollars
a year for ten years, by which time they would have ten thousand
dollars and accumulated interest and could go into business in a big
city. At the end of the first year, when they took stock of their
savings, they decided that thereafter, instead of trying to save a
thousand dollars a year for ten years, they would undertake to save