II. Talking it Over

III. Ruth's Decision

IV. The Journey

V. Cousins

VI. Stonegate

VII. A Poor Relation

VIII. Sea-side Pleasures

IX. The Picnic

X. Busyborough

XI. School-girl Gossip

XII. Julia's Humiliation

XIII. Hard at Work

XIV. An Adventure

XV. Examination

XVI. A Downward Step