insured against loss by fire.

There are other offices which insure against
loss by special contingencies, such as damage to
glass houses, and cattle, and garden produce, by
hailstorms; destruction of boilers by explosion,
of plate glass, and from accident or disease
affecting cattle. There are companies, too, which
insure against accidents sustained by rail, road,
or water, guaranteeing a specified sum in case of
death, and compensation in case of injury. Also
societies which take the place of sureties and
guarantee an insurer against loss or default by
anyone in his employ; and companies which
undertake to make good any loss arising from
burglary or larceny. In all cases, of course,
the liability of the office is limited to a certain
declared amount.



CHAPTER X.
BUILDING SOCIETIES.

THE main object of a Building Society is to aid
a man to become proprietor of his own dwelling.
This can be accomplished by means of the society
in two different ways:- 1, by depositing with
the society periodical money savings until, with
the interest allowed, enough has been accumu-