fills up the blank spaces in a second cheque,
which appears thus:-

---------------------------------------------------------
| No. 10902. | No. 10902. ! ! __March_I,_ 1898 |
| | ! ! |
| March I, 1898 | To the Blank!hir! Banking Company, |
| | !Bla!ktown. |
| | ! ! order J.S. |
| _Miss_Tucker_ | Pay to ___Miss_Tucker______ or ====== |
| | ! ! |
| | the sum of _Twenty-three_pounds_10/-_ |
| | ! ! |
| £23_10/-_____ | £23_10/-____! ! __Jane_Smith__ |
| | ! ! |
---------------------------------------------------------

"You see," says the cashier, "I have struck
out the word 'bearer' and substituted the word
'order.' This will oblige Miss Tucker to sign
her name on the back of the cheque (technically,
to 'endorse it') before it can be paid. Your
initials are required to confirm the alteration.*
I have also drawn parallel lines across the
cheque, which makes it what is termed 'a
crossed cheque,' and a crossed cheque cannot
be cashed direct, but must be paid into an
account at a bank. So you see you will have
the signature of Miss Tucker, proving that she
has been paid her bill by means of this cheque;