CHAP. VIII. - The Stock Exchange - Brokers and Jobbers -
How Business is Done - "Contango" and "Backwarda-
tion" - "Bulls" and "Bears" - "Boom" and "Slump"
- Settlement - Risk in Keeping Convertible Bonds -
Brokers - Traps and Snares - Good Companies and Bad -
Advertising Swindles - Gold Mines - A Typical Case -
Exploration Companies . . . . . . . . . . . . . 79

CHAP. IX. - Life Insurance - Its Advantages - Mutual and
Joint Stock Companies - Choice of Office - Form of Pro-
posal - Examination - Premiums, how Payable - Examples
of Advantage - Various Modes of Insuring - Bonuses -
How Applied - Endowment Insurance - Non-profitable
Policies - Settlement Policies - Endowment of Children -
Insurance of Joint Lives - Insurance on Longest of Two
Lives - Surrenders - Fire Insurance - Farm Stock - Other
Insurances . . . . . . . . . . . . . . . . . . 101

CHAP. X. - A Building Society, Mode of Doing Business -
How to Obtain a Share, and Table of Payments - How to
Withdraw, and Table - Borrowers - How to Build a
House - Table of Payments - How Profits are made - The
Weak Points of Societies Badly Conducted - What Leads
to Collapse - Necessity for Choosing Directors of Standing
and Character - Necessity for Efficient Audit of Ac-
counts . . . . . . . . . . . . . . . . . . . . 122

CHAP. XI. - The Post Office Savings Bank - Mode of Depo-
siting - Opening an Account - Convenience and Precau-
tions - Limit in Amounts - Withdrawal - Payment to