25. Let no one lend to any one of the Hebrews upon usury, neither
usury of what is eaten or what is drunken, for it is not just to
make advantage of the misfortunes of one of thy own countrymen;
but when thou hast been assistant to his necessities, think it
thy gain if thou obtainest their gratitude to thee; and withal
that reward which will come to thee from God, for thy humanity
towards him.

26. Those who have borrowed either silver or any sort of fruits,
whether dry or wet, (I mean this, when the Jewish affairs shall,
by the blessing of God, be to their own mind,) let the borrowers
bring them again, and restore them with pleasure to those who
lent them, laying them up, as it were, in their own treasuries,
and justly expecting to receive them thence, if they shall want
them again. But if they be without shame, and do not restore it,
let not the lender go to the borrower's house, and take a pledge
himself, before judgment be given concerning it; but let him
require the pledge, and let the debtor bring it of himself,
without the least opposition to him that comes upon him under the
protection of the law. And if he that gave the pledge be rich,
let the creditor retain it till what he lent be paid him again;
but if he be poor, let him that takes it return it before the
going down of the sun, especially if the pledge be a garment,
that the debtor may have it for a covering in his sleep, God
himself naturally showing mercy to the poor. It is also not
lawful to take a millstone, nor any utensil thereto belonging,
for a pledge, that the debtor, may not be deprived of instruments
to get their food withal, and lest they be undone by their
necessity.