and that his own and his wife's property, upon which he had relied
for the balance, had been sunk and lost in unwise loans to
unscrupulous men, who had traded upon their father's too
open-hearted trustfulness.

Second, that finding his mistake, he had endeavoured to regain
his standing by the illusory path of speculation. The most notable
instance of this was the following. He had been induced, when at
Plymouth in the autumn of the previous year, to venture all his
spare capital on the bottomry security of an Italian brig which
had put into the harbour in distress. The profit was to be
considerable, so was the risk. There turned out to be no security
whatever. The circumstances of the case tendered it the most
unfortunate speculation that a man like himself--ignorant of all
such matters--could possibly engage in. The vessel went down, and
all Mr. Graye's money with it.

Third, that these failures had left him burdened with debts he
knew not how to meet; so that at the time of his death even the few
pounds lying to his account at the bank were his only in name.

Fourth, that the loss of his wife two years earlier had
awakened him to a keen sense of his blindness, and of his duty by
his children. He had then resolved to reinstate by unflagging zeal
in the pursuit of his profession, and by no speculation, at least a
portion of the little fortune he had let go.

Cytherea was frequently at her brother's elbow during these
examinations. She often remarked sadly--