*This slang term is not quite accurate as applied to me. Without
sensation there can be no interest: but my plan is to mix a little
character and a little philosophy with the sensational element.



HARD CASH

PROLOGUE

IN a snowy villa, with a sloping lawn, just outside the great commercial
seaport, Barkington, there lived a few years ago a happy family. A lady,
middle-aged, but still charming; two young friends of hers; and a
periodical visitor.

The lady was Mrs. Dodd; her occasional visitor was her husband; her
friends were her son Edward, aged twenty, and her daughter Julia,
nineteen, the fruit of a misalliance.

Mrs. Dodd was originally Miss Fountain, a young lady well born, high
bred, and a denizen of the fashionable world. Under a strange concurrence
of circumstances she coolly married the captain of an East Indiaman. The
deed done, and with her eyes open, for she was not, to say, in love with
him, she took a judicious line--and kept it: no hankering after Mayfair,
no talking about "Lord this" and "Lady that," to commercial gentlewomen;
no amphibiousness. She accepted her place in society, reserving the right
to embellish it with the graces she had gathered in a higher sphere. In
her home, and in her person, she was little less elegant than a countess;
yet nothing more than a merchant-captain's wife; and she reared that