eighteen francs by any means. She had put the umbrella on the dining-room
table, and she looked at it without being able to come to any
determination.

Every moment she thought of the assurance company, but she did not dare
to encounter the quizzical looks of the gentlemen who might receive her,
for she was very timid before people, and blushed at a mere nothing, and
was embarrassed when she had to speak to strangers.

But the regret at the loss of the eighteen francs pained her as if she
had been wounded. She tried not to think of it any more, and yet every
moment the recollection of the loss struck her painfully. What was she to
do, however? Time went on, and she could not decide; but suddenly, like
all cowards, on making a resolve, she became determined.

"I will go, and we will see what will happen."

But first of all she was obliged to prepare the umbrella so that the
disaster might be complete, and the reason of it quite evident. She took
a match from the mantelpiece, and between the ribs she burned a hole as
big as the palm of her hand; then she delicately rolled it up, fastened
it with the elastic band, put on her bonnet and shawl, and went quickly
toward the Rue de Rivoli, where the assurance office was.

But the nearer she got, the slower she walked. What was she going to say,
and what reply would she get?

She looked at the numbers of the houses; there were still twenty-eight.
That was all right, so she had time to consider, and she walked slower
and slower. Suddenly she saw a door on which was a large brass plate with