you could not use it to get money?

In his recent association with the newly rich, Jack's twenty thousand a
year began to seem small. In fact, in the lowering of the rate of
interest and the shrinkage of securities, it was no longer twenty
thousand a year. This would have been a matter of little consequence in
the old order. His lot was not cast among the poor; most of his
relations had solid fortunes, and many of them were millionaires, or what
was equivalent to that, before the term was invented. But they made
little display; none at all merely for the purpose of exhibition, or to
gain or keep social place. In this atmosphere in which he was born Jack
floated along without effort, with no demand upon him to keep up with a
rising standard of living. Even impecuniosity, though inconvenient,
would not have made him lose caste.

All this was changing now. Since the introduction of a new element even
the conservative old millions had begun to feel the stir of uneasiness,
and to launch out into extravagance in rivalry with the new millions.
Even with his relations Jack began to feel that he was poor. It did not
spur him to do anything, to follow the example, for instance, of the
young fellows from the country, who were throwing themselves into Wall
Street with the single purpose of becoming suddenly rich, but it made him
uneasy. And when he was with the Hendersons, or Miss Tavish, whose
father, though not newly rich, was one of the most aggressive of
speculators, and saw how easily every luxurious desire glided into
fulfillment, he felt for the first time in his life the emotion of envy.
It seemed then that only unlimited money could make the world attractive.
Why, even to keep up with the unthinking whims of Miss Tavish would
bankrupt him in six months. That little spread at Wherry's for the
theatre party the other night, though he made light of it to Edith, was