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Hazard of New Fortunes, a — Volume 5 by William Dean Howells
page 71 of 139 (51%)

"I know, I know!" said his wife. "I think of those things, too, Basil.
Life isn't what it seems when you look forward to it. But I think people
would suffer less, and wouldn't have to work so hard, and could make all
reasonable provision for the future, if they were not so greedy and so
foolish."

"Oh, without doubt! We can't put it all on the conditions; we must put
some of the blame on character. But conditions make character; and people
are greedy and foolish, and wish to have and to shine, because having and
shining are held up to them by civilization as the chief good of life. We
all know they are not the chief good, perhaps not good at all; but if
some one ventures to say so, all the rest of us call him a fraud and a
crank, and go moiling and toiling on to the palace or the poor-house. We
can't help it. If one were less greedy or less foolish, some one else
would have and would shine at his expense. We don't moil and toil to
ourselves alone; the palace or the poor-house is not merely for
ourselves, but for our children, whom we've brought up in the
superstition that having and shining is the chief good. We dare not teach
them otherwise, for fear they may falter in the fight when it comes their
turn, and the children of others will crowd them out of the palace into
the poor-house. If we felt sure that honest work shared by all would
bring them honest food shared by all, some heroic few of us, who did not
wish our children to rise above their fellows--though we could not bear
to have them fall below--might trust them with the truth. But we have no
such assurance, and so we go on trembling before Dryfooses and living in
gimcrackeries."

"Basil, Basil! I was always willing to live more simply than you. You
know I was!"
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