that can't see over its collar! It makes a person
weak to see these little dudes standing around
the corners and saying, ``Oh, if I had plenty of
capital, how rich I would get.'' ``Young man,
do you think you are going to get rich on capital?''
``Certainly.'' Well, I say, ``Certainly not.'' If
your mother has plenty of money, and she will
set you up in business, you will ``set her up in
business,'' supplying you with capital.

The moment a young man or woman gets more
money than he or she has grown to by practical
experience, that moment he has gotten a curse.
It is no help to a young man or woman to inherit
money. It is no help to your children to leave
them money, but if you leave them education,
if you leave them Christian and noble character,
if you leave them a wide circle of friends, if you
leave them an honorable name, it is far better
than that they should have money. It would be
worse for them, worse for the nation, that they
should have any money at all. Oh, young man, if
you have inherited money, don't regard it as a
help. It will curse you through your years, and
deprive you of the very best things of human
life. There is no class of people to be pitied so
much as the inexperienced sons and daughters of
the rich of our generation. I pity the rich man's
son. He can never know the best things in life.