therefore left without a degree. When this occurred, a family
council of war had been held among the Onslows, and it was decided
that Herbert should be sent off to the banking-house of Heines, at
Munich, there being a cousinship between the families, and some
existing connections of business.

It was, therefore, so settled; and Herbert, willing enough to see
the world,--as he considered he should do by going to Munich,--
started for his German home, with injunctions, very tender from his
mother, and very solemn from his aggrieved father. But there was
nothing bad at the heart about young Onslow, and if the solemn
father had well considered it, he might perhaps have felt that those
debts at Cambridge reflected more fault on him than on his son.
When Herbert arrived at Munich, his cousins, the Heines,--far-away
cousins though they were,--behaved kindly to him. They established
him at first in lodgings, where he was boarded with many others,
having heard somewhat of his early youth. But when Madame Heine, at
the end of twelve months, perceived that he was punctual at the
bank, and that his allowances, which, though moderate in England,
were handsome in Munich, carried him on without debt, she opened her
motherly arms and suggested to his mother and to himself, that he
should live with them. In this way he also was domiciled up two
pairs of stairs in the palatial residence in the Ludwigs Strasse.

But all this happened long ago. Isa Heine had been only seventeen
when her cousin had first come to Munich, and had made acquaintance
with him rather as a child than as a woman. And when, as she
ripened into womanhood, this young man came more closely among them,
it did not strike her that the change would affect her more
powerfully than it would the others. Her uncle and father, she