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An Essay Upon Projects by Daniel Defoe
page 123 of 185 (66%)
belong; and that there is no person or name named, concealed, or
altered in the said account by me, or by my knowledge, order, or
consent. And that the said does really and bona fide owe and stand
indebted to me for my own proper account the full sum of mentioned
in the said account, and that for a fair and just value made good to
him, as by the said account expressed; and also that I have not made
or known of any private contract, promise, or agreement between him
the said (or any body for him) and me, or any person whatsoever.

So help me God.


Upon this oath, and no circumstances to render the person suspected,
the creditor shall have an unquestioned right to his dividend, which
shall be made without the delays and charges that attend the
commissions of bankrupts. For,

1. The goods of the debtor shall upon the first meeting of the
creditors be either sold in parcels, as they shall agree, or divided
among them in due proportion to their debts.

2. What debts are standing out, the debtors shall receive summonses
from the commissioners, to pay by a certain time limited; and in the
meantime the secretary is to transmit accounts to the persons owing
it, appointing them a reasonable time to consent or disprove the
account.

And every six months a just dividend shall be made among the
creditors of the money received; and so, if the effects lie abroad,
authentic procurations shall be signed by the bankrupt to the
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