remedy which two things are to be done:

1. The office must have moving officers without doors, who shall
inform themselves of such matters, and if any such circumstances
appear, the office should have fourteen days' time to return their
money and declare their subscriptions void.

2. No woman whose husband had any visible distemper should claim
under a year after her subscription.

One grand objection against this proposal is, how you will oblige
people to pay either their subscription or their quarterage.

To this I answer, by no compulsion (though that might be performed
too), but altogether voluntary; only with this argument to move it,
that if they do not continue their payments, they lose the benefit
of their past contributions.

I know it lies as a fair objection against such a project as this,
that the number of claims are so uncertain that nobody knows what
they engage in when they subscribe, for so many may die annually out
of two thousand as may make my payment 20 pounds or 25 pounds per
annum; and if a woman happen to pay that for twenty years, though
she receives the 500 pounds at last, she is a great loser; but if
she dies before her husband, she has lessened his estate
considerably, and brought a great loss upon him.

First, I say to this that I would have such a proposal as this be so
fair and so easy, that if any person who had subscribed found the
payments too high and the claims fall too often, it should be at