would bring six and a half under the hammer. You can hold that, if
you please."

"How much interest will you pay?"

"I will give you two dollars for the use of one hundred for thirty
days."

"If you will say three, you may have it."

"Three per cent. a month!--thirty-six per cent. a year! Oh no! That
would ruin any man."

"I don't think the operation worth making for less than three
dollars."

"It is too much, Wolford. But I'll tell you what I'll do. Let it be
for sixty days, and make the interest five dollars."

"I to hold the cloth as security until it is paid?"

"Certainly."

"Very well. You shall have the money."

A note for one hundred and five dollars, at sixty days, was drawn
and handed to the young shaver, who paid down one hundred dollars,
and went off with his collateral under his arm.

This transaction opened a new world to Wolford's imagination. Two