depth, and got cramped for money to meet my payments. A neglect of
my business was the inevitable consequence; for, when all my time
was taken up in raising money, I had none left to see after my
business in a proper manner. Bad debts have been one of the
consequences, and profitless operations another, until I am involved
beyond the power of extrication, and must see every thing fall in
ruins about my head."

"It really grieves me to hear you say this," replied Layton, not
offering to take the notes which Grasper was still holding out for
his acceptance. "But, perhaps, you magnify your difficulties. Don't
you think some temporary relief would help you over your present
embarrassments?"

"No: nothing temporary would be of any avail."

"Have you any objection to letting me see a full statement of your
affairs? Perhaps I can suggest something better than a failure,
which is almost always the very worst thing that can be done."

"Most gladly will I do so, Mr. Layton," returned Grasper; "and if
you can point out any way by which I can get over my present
difficulties, I shall be for ever under obligation to you."

An examination into Grasper's business satisfied Layton that a few
thousand dollars would save it.

"You need not fail," he said, cheerfully, to the unhappy man, as
soon as he fully comprehended the state of his affairs.