well to suppose that his presence was necessary only when the horses
were running; and he easily persuaded his friend that it was equally
important that he should go and see that it was all right with the
Derby colt.

They were talking almost in the dark, on these all-absorbing topics,
when the waiter knocked at the door and informed them that a young man
named Kelly wished to see Lord Ballindine.

"Show him up," said Frank. "A tenant of mine, Dot; one of the
respectable few of that cattle, indeed, almost the only one that I've
got; a sort of subagent, and a fifteenth cousin, to boot, I believe.
I am going to put him to the best use I know for such respectable
fellows, and that is, to get him to borrow money for me."

"And he'll charge you twice as much for it, and make three times as
much bother about it, as the fellows in the next street who have your
title-deeds. When I want lawyer's business done, I go to a lawyer; and
when I want to borrow money, I go to my own man of business; he makes
it his business to find money, and he daren't rob me more than is
decent, fitting, and customary, because he has a character to lose."

"Those fellows at Guinness's make such a fuss about everything; and I
don't put my nose into that little back room, but what every word I
say, by some means or other, finds its way down to Grey Abbey."

"Well, Frank, you know your own affairs best; but I don't think you'll
make money by being afraid of your agent; or your wife's guardian, if
she is to be your wife."