river, Betty," urged Amy. "Please don't go over to the Point now."

"There's no use talking to her," snapped Grace. "You ought to know
Betty well enough by this time to know that she would take us over to
the Point now, after what Mollie said, if she knew we would all die of
it. Might as well save your breath."

Mollie said nothing, but down in her heart she was more than a little
bit anxious and was beginning to regret that she had deliberately
egged Betty on.

Percy Falconer, of whom Betty had spoken, had once been a rather
dudish, affected boy and had later developed into an exceedingly fast
young man. He had an immensely rich father and a mother who denied him
nothing so that he had been able to gather together a few kindred
spirits among whom he was the leader. All the regular boys and girls
in town thoroughly disliked "the set," but there were a few girls who
were willing to put up with Percy Falconer and his crowd for sake of
the long motor rides, dances, dinners and motorboat picnics that the
boys were able to give them.

There were always some of this wild crowd over at the "Point," and it
was for this reason as well as the very real danger of a collision
with a recklessly driven boat that Betty's father had rather
discouraged the chums going over to that side of the river.

However the day was fine, the water of the river was as calm as a lake
and the Gem flew across the sparkling water like a gull, bringing a
flush of pure excitement and pleasure to the faces of the girls.
Danger-- what danger could there be in this staunch little craft, with