The man turned suddenly, and looked at Dick uneasily.

"What did you say?" he asked.

"I believe your name is Ephraim Smith," continued Dick.

"You're mistaken," said the man, and was about to move off.

"Stop a minute," said Dick. "Don't you keep your money in the
Washington Bank?"

"I don't know any such bank. I'm in a hurry, young man, and I can't
stop to answer any foolish questions."

The boat had by this time reached the Brooklyn pier, and Mr. Ephraim
Smith seemed in a hurry to land.

"Look here," said Dick, significantly; "you'd better not go on shore
unless you want to jump into the arms of a policeman."

"What do you mean?" asked the man, startled.

"That little affair of yours is known to the police," said Dick;
"about how you got fifty dollars out of a greenhorn on a false
check, and it mayn't be safe for you to go ashore."

"I don't know what you're talking about," said the swindler with
affected boldness, though Dick could see that he was ill at ease.